Workers' Compensation and Survivor Benefits
If you are injured on the job or have been exposed to occupational disease in the course and scope of your employment, the Missouri Workers' Compensation law provides some relief from the financial strain of being injured and/or unable to return to work. Upon the death of a worker who has suffered a compensable work injury, certain surviving individuals may become entitled to benefits as well. If you are injured or have been exposed to occupational diseases on the job or you are entitled to survivor benefits, please follow the guideline below. These guidelines contain information that may be beneficial to you.
Upon the death of an employee who has suffered a compensable work injury, certain surviving individuals may become entitled to benefits. Survivors or successors can claim benefit after the death of an employee:
- When the employee dies as a result of the work-related injury
- When the employee is still employable after the work related injury, but suffers a compensable permanent partial disability at work and subsequently dies from a cause unrelated to the work injury
- When the employee suffers permanent total disability from a work related injury and then dies from a cause unrelated to the work injury.
Kids' Chance of Missouri
Kids' Chance of Missouri is an organization that provides educational scholarships to children of workers seriously injured or killed in work-related accidents. The loss of a primary wage earner in the family may result in inadequate funds available for dependents to attain higher education goals and may lower the child's life earning capacity. From the Kids' Chance Scholarship Fund, scholarships based upon need enable children who may not otherwise attain further training to gain improved skills and education and improved career paths. For more information about Kids' Chance of Missouri, go to www.mokidschance.org.